Financing a Used Car, Made Simple and Convenient at Port Motors

As you peruse our inventories of pre-owned cars here in West Palm Beach, you might be thinking about the next step in the payment process: financing. If you have purchased a vehicle before, then you probably know all about the simplicity and convenience that come from this type of payment arrangement, but some of our first-time car shoppers might not know much about it or the related terminology, which is where our Finance Center at Port Motors is here to help! We want to work with you to find a great match in your next pre-owned car as well as an affordable means for you to finance it at a great rate, so let us tell you a bit about our financing department so that you can have the knowledge and expertise you need to finance with ease. Our finance center is conveniently located here at our West Palm Beach used car dealership, which is just a short 20-minute drive outside of Wellington!

Affordability in an Auto Loan!

Some of you first-time shoppers might have many questions about the financing process and what it entails, which is why we are here to answer your questions. Financing a used car from Port Motors involves paying off the total balance of the car through monthly payments made to a bank or credit union approved through our dealership, with a down payment due at the signing of the loan. As long as the payments are made on-time, the used car is yours to do with as you see fit and, once the full balance of the loan is paid off, the vehicle is 100 percent yours to own, sell, trade, or give away as you wish. Your monthly and down payments will be worked out by someone on our finance team in order to allow you to finance at a rate that can fit your needs and your budget. While our used cars are quite affordable, it is not terribly often that someone can purchase a vehicle wholesale with cash, so we recommend financing through an approved bank or credit union of ours in order to streamline the process and make it as convenient as possible.

A Variety of Services to Help you Get Started!

Our finance center here in west Palm Beach wants to make the process of financing as convenient for our Lake Worth Customers as possible, which is why we offer a number of services to help you get started right here online, accessible from your home computer or tablet in Green Acres. The payment calculator can help break down your desired loan term by inputting the total cost of the vehicle you want, along with your desired amount for down payment, desired loan term duration, and designed estimated financing rate (known as "annual percentage rate" or APR); from there, the calculator will work out your estimated monthly payments. Typically, in most auto loans, the more you are willing to put down, the less you can expect your monthly payments to be in the long run.

Along with the payment calculator, we also offer a free trade-in appraisal if you have an old vehicle you would like to trade for your next used car. All you have to do is enter in pertinent information about the vehicle and the system will provide you with an estimate of how much your vehicle is worth. When you first come in to test drive your next used car, simply bring in that certificate and our technicians will confirm its overall value. You may then use this amount towards your next used car auto loan. Finally, there is our simple credit application which allows you to secure pre-approval for an auto loan or lease agreement based on your employment status, financial history, and credit rating. The form is easy to use, does not negatively impact your credit, and completely confidential with any information you disclose kept encrypted for security purposes. All of these forms are accessible right here online from your home whether you live in nearby Palm Beach Gardens or out in Boynton Beach.

Let Us Help You Get Started!

A quality used car can be an affordable and reliable means of travel, so you deserve to enjoy yours without worries or woes about the payment process. Our finance center is here to alleviate your concerns and make the auto loan process go by smoother, so you can spend more time enjoying your next used car, SUV, van or truck. Get started today here at Port Motors and come visit our finance center when you test drive a used car here at 267 North Military Trail in West Palm Beach. See you soon!



  • Monday 9:00AM-7:00PM
  • Tuesday 9:00AM-7:00PM
  • Wednesday 9:00AM-7:00PM
  • Thursday 9:00AM-7:00PM
  • Friday 9:00AM-7:00PM
  • Saturday 9:00AM-6:00PM
  • Sunday 12:00PM-4:00PM